For many in Gen Z, money hasn’t felt simple or predictable. You’ve dealt with changing job markets, prices that keep climbing, and advice coming from every corner of the internet – especially social media. It can often feel like everyone else learned something, and somehow you didn’t get the memo. But, in reality, most people are just trying to figure things out as they go.  The truth is that people rarely struggle because they’re careless with money. They struggle because the systems they’re told to use don’t match real life. You don’t need complicated routines or perfect habits. You just need a few tools that help things run more smoothly – even when life gets busy or unpredictable.  Tip #1 – Build a Simple Financial…