



Welcome To Making Money Prosper
At every stage in life, we all need a routine checkup for our financial health. That is why we’ve launched Making Money Prosper! This blog is dedicated to you, our PEFCU members. We’re here to help you live your best financial life by teaching you to successfully save, invest, and manage your money. Adulting can be hard–we get it! We want you to find success through all of life’s stages: like purchasing your first car, traveling the world, planning for retirement, and everything in between. At PEFCU, our goal is to educate you and your family about your personal finances…
Buy Now, Pay Later: Helpful or Harmful?
Buy Now, Pay Later (BNPL) programs may be the latest payment craze, but the concept isn’t new. These same principles made credit cards, loans, and even layaway popular. However, these payment options are gaining traction due to the lure of no-interest charges, convenient repayment schedules, and easy approvals. Combine these perks with more people relying on credit to make ends meet in an inflated economy, and it’s easy to understand the hype. While convenient access to cheap money might be the draw, hidden dangers are lurking in the waters that many overlook accidentally – and because they don’t think it…
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