A Trusted Partner for Publix Associates

A Trusted Partner for Publix Associates  We’re honored to be featured in Forbes and Fortune for our commitment to serving Publix associates and their families. This recognition reflects what has guided us since our founding in 1957: a belief that “people helping people” should be more than a motto—it should be our mission.  At Publix Employees Federal Credit Union (PEFCU), that mission shines through in every relationship we build, every solution we design, and every community we support. From tailored financial products to a culture of care, PEFCU is proud to stand alongside Publix associates and their families, helping them…

August 27, 2025We Are PEFCU 1 Comment

A Trusted Partner for Publix Associates  We’re honored to be featured in Forbes and Fortune for our commitment to serving Publix associates and their families. This recognition reflects what has guided us since our founding in 1957: a belief that “people helping people” should be more than a motto—it should be our mission.  At Publix Employees Federal Credit Union (PEFCU), that mission shines through in every relationship we build, every solution we design, and every community we support. From tailored financial products to a culture of care, PEFCU is proud to stand alongside Publix associates and their families, helping them…

Protecting Yourself from Cryptocurrency Scams

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity.  Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams.  In…

August 25, 2025Security Center No Comments

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity.  Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams.  In…

Tips to Stay Safe in a Digital World

Keeping your financial accounts safe in today’s digital world is a growing challenge. Hackers are constantly coming up with new ways to gain access to your accounts through your computer and even your mobile devices. It’s important to remain proactive when it comes to protecting your finances. Here are some ways you can make sure you’re protected.  Add Antivirus Software  While you probably have antivirus software on your computer, did you know it can also add this layer of protection to your mobile devices? And since you likely use your mobile devices as often, if not more, than your computer,…

August 22, 2025Security Center No Comments

Keeping your financial accounts safe in today’s digital world is a growing challenge. Hackers are constantly coming up with new ways to gain access to your accounts through your computer and even your mobile devices. It’s important to remain proactive when it comes to protecting your finances. Here are some ways you can make sure you’re protected.  Add Antivirus Software  While you probably have antivirus software on your computer, did you know it can also add this layer of protection to your mobile devices? And since you likely use your mobile devices as often, if not more, than your computer,…

Making the Switch from Physical to Digital Wallet

In our increasingly digital world, the way we manage money is constantly evolving. The traditional physical wallet, once a staple for carrying cash and cards, is now being replaced by a much more modern and efficient solution: the digital wallet.   Digital wallets, also known as mobile wallets, allow users to securely store their debit and credit card details directly in their smart devices, making transactions effortless. Rather than rummaging through a bulky wallet or bag, you can simply tap your smartphone or smartwatch to complete purchases in seconds.   In this article, we’ll explain how digital wallets work and provide steps…

August 18, 2025Wallet Wins No Comments

In our increasingly digital world, the way we manage money is constantly evolving. The traditional physical wallet, once a staple for carrying cash and cards, is now being replaced by a much more modern and efficient solution: the digital wallet.   Digital wallets, also known as mobile wallets, allow users to securely store their debit and credit card details directly in their smart devices, making transactions effortless. Rather than rummaging through a bulky wallet or bag, you can simply tap your smartphone or smartwatch to complete purchases in seconds.   In this article, we’ll explain how digital wallets work and provide steps…

How to Spot Government Impersonation Scams 

Scammers are always working on the next creative ploy to steal your personal information and hard-earned money. However, some scams have stood the test of time and continue to wreak havoc on the finances of unsuspecting victims. You may wonder how people continue to fall for these scams – the answer is a combination of fear and trust.   Fraudsters impersonating government agencies have higher credibility than traditional phishers or extended warranty schemes. Then, they add a touch of fear to the equation, and victims panic and start to comply with the scammers’ requests.   The best defense against any scam is…

August 8, 2025Security Center No Comments

Scammers are always working on the next creative ploy to steal your personal information and hard-earned money. However, some scams have stood the test of time and continue to wreak havoc on the finances of unsuspecting victims. You may wonder how people continue to fall for these scams – the answer is a combination of fear and trust.   Fraudsters impersonating government agencies have higher credibility than traditional phishers or extended warranty schemes. Then, they add a touch of fear to the equation, and victims panic and start to comply with the scammers’ requests.   The best defense against any scam is…

One Minute Reads: Are Auto Loan Rates Going Down?

It’s a question a lot of people are asking right now, and the honest answer is: no one can say for sure.  Auto loan rates change with the market and economic conditions, which means they can go up, down, or stay the same depending on a wide range of factors. But here’s something you can control: where you get your auto loan.  At PEFCU, we offer competitive rates on new auto loans and refinancing options—so whether you’re buying a vehicle or looking to lower your current monthly payment, we’ve got you covered.  Refinancing your current auto loan from another lender…

August 5, 2025One Minute Reads, Wallet Wins No Comments

It’s a question a lot of people are asking right now, and the honest answer is: no one can say for sure.  Auto loan rates change with the market and economic conditions, which means they can go up, down, or stay the same depending on a wide range of factors. But here’s something you can control: where you get your auto loan.  At PEFCU, we offer competitive rates on new auto loans and refinancing options—so whether you’re buying a vehicle or looking to lower your current monthly payment, we’ve got you covered.  Refinancing your current auto loan from another lender…

Turning Your Side Hustle into a Small Business

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation.    If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

July 25, 2025Future Planning No Comments

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation.    If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

Back-to-School Shopping: Smart Parents, Happy Wallets

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.   However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.  Make a Comprehensive List  Today, most schools provide a list of all the supplies students are encouraged…

July 25, 2025Wallet Wins No Comments

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.   However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.  Make a Comprehensive List  Today, most schools provide a list of all the supplies students are encouraged…

One-Minute Reads: Don’t Let Moving Costs Drain Your Wallet 

Moving this summer? Don’t let hidden expenses catch you off guard. Beyond rent or mortgage, moving comes with costs like packing supplies, truck rentals, fuel, pet boarding, and more.  Plan Ahead: Create a detailed budget that includes everything from movers to cleaning supplies. Compare quotes from at least three moving companies and ask about discounts.  Cut Costs: Declutter as you pack to save time, space, and money. Cancel or transfer utilities and subscriptions, and avoid paying for services you no longer need.  Think Post-Move: Budget for utility deposits, cleaning supplies, groceries, and any new furniture.  Helpful Tools: A dedicated savings…

July 22, 2025Future Planning, One Minute Reads No Comments

Moving this summer? Don’t let hidden expenses catch you off guard. Beyond rent or mortgage, moving comes with costs like packing supplies, truck rentals, fuel, pet boarding, and more.  Plan Ahead: Create a detailed budget that includes everything from movers to cleaning supplies. Compare quotes from at least three moving companies and ask about discounts.  Cut Costs: Declutter as you pack to save time, space, and money. Cancel or transfer utilities and subscriptions, and avoid paying for services you no longer need.  Think Post-Move: Budget for utility deposits, cleaning supplies, groceries, and any new furniture.  Helpful Tools: A dedicated savings…

6 Myths About Refinancing Car Loans

 Refinancing your car loan might sound like a mystical and complicated process, but that’s rarely the case. In truth, refinancing is one of the quickest and easiest ways to put more of your hard-earned dollars back into your wallet each month.   Believing common misconceptions about refinancing might be preventing you from pursuing one of the best financial decisions you can make for your budget. We’re here to debunk these common myths and help you gain a clearer understanding of how this process can instantly improve your finances.     Understanding Auto Loan Refinancing  Refinancing your car loan is essentially the process…

July 15, 2025Borrowing Basics No Comments

 Refinancing your car loan might sound like a mystical and complicated process, but that’s rarely the case. In truth, refinancing is one of the quickest and easiest ways to put more of your hard-earned dollars back into your wallet each month.   Believing common misconceptions about refinancing might be preventing you from pursuing one of the best financial decisions you can make for your budget. We’re here to debunk these common myths and help you gain a clearer understanding of how this process can instantly improve your finances.     Understanding Auto Loan Refinancing  Refinancing your car loan is essentially the process…