Travel Prep Like A Pro

As a frequent international traveler and professional planner of many grand adventures for clients, here are some tips I’ve learned that can help you prep like a pro for your next trip!  Start Planning 12-18 Months in Advance  The journey to your dream trip starts now! Decide on a destination, dates, and an overall budget. Cruises go on sale around two years in advance, while flights and hotels open up for booking around the 12-month mark.  Open a Travel Savings Account  Always know what’s in your vacation fund and add to it over time. Set up automatic transfers from your…

September 17, 2025Wallet Wins No Comments
Travel Prep Like A Pro

As a frequent international traveler and professional planner of many grand adventures for clients, here are some tips I’ve learned that can help you prep like a pro for your next trip!  Start Planning 12-18 Months in Advance  The journey to your dream trip starts now! Decide on a destination, dates, and an overall budget. Cruises go on sale around two years in advance, while flights and hotels open up for booking around the 12-month mark.  Open a Travel Savings Account  Always know what’s in your vacation fund and add to it over time. Set up automatic transfers from your…

Before You Move Out, Do the Math

Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence.   While this transition is exciting and empowering, it can also be more expensive than you may anticipate. Living independently stretches your dollars far beyond the price tag of monthly rent. There are many costs to consider, including utilities, food, and insurance, to name just a few.   If you’re currently living at home, now is the perfect time to begin planning. In…

September 1, 2025Future Planning, Wallet Wins No Comments
Before You Move Out, Do the Math

Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence.   While this transition is exciting and empowering, it can also be more expensive than you may anticipate. Living independently stretches your dollars far beyond the price tag of monthly rent. There are many costs to consider, including utilities, food, and insurance, to name just a few.   If you’re currently living at home, now is the perfect time to begin planning. In…

A Trusted Partner for Publix Associates

A Trusted Partner for Publix Associates  We’re honored to be featured in Forbes and Fortune for our commitment to serving Publix associates and their families. This recognition reflects what has guided us since our founding in 1957: a belief that “people helping people” should be more than a motto—it should be our mission.  At Publix Employees Federal Credit Union (PEFCU), that mission shines through in every relationship we build, every solution we design, and every community we support. From tailored financial products to a culture of care, PEFCU is proud to stand alongside Publix associates and their families, helping them…

August 27, 2025We Are PEFCU 1 Comment
A Trusted Partner for Publix Associates

A Trusted Partner for Publix Associates  We’re honored to be featured in Forbes and Fortune for our commitment to serving Publix associates and their families. This recognition reflects what has guided us since our founding in 1957: a belief that “people helping people” should be more than a motto—it should be our mission.  At Publix Employees Federal Credit Union (PEFCU), that mission shines through in every relationship we build, every solution we design, and every community we support. From tailored financial products to a culture of care, PEFCU is proud to stand alongside Publix associates and their families, helping them…

Protecting Yourself from Cryptocurrency Scams

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity.  Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams.  In…

August 25, 2025Security Center No Comments
Protecting Yourself from Cryptocurrency Scams

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity.  Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams.  In…

Tips to Stay Safe in a Digital World

Keeping your financial accounts safe in today’s digital world is a growing challenge. Hackers are constantly coming up with new ways to gain access to your accounts through your computer and even your mobile devices. It’s important to remain proactive when it comes to protecting your finances. Here are some ways you can make sure you’re protected.  Add Antivirus Software  While you probably have antivirus software on your computer, did you know it can also add this layer of protection to your mobile devices? And since you likely use your mobile devices as often, if not more, than your computer,…

August 22, 2025Security Center No Comments
Tips to Stay Safe in a Digital World

Keeping your financial accounts safe in today’s digital world is a growing challenge. Hackers are constantly coming up with new ways to gain access to your accounts through your computer and even your mobile devices. It’s important to remain proactive when it comes to protecting your finances. Here are some ways you can make sure you’re protected.  Add Antivirus Software  While you probably have antivirus software on your computer, did you know it can also add this layer of protection to your mobile devices? And since you likely use your mobile devices as often, if not more, than your computer,…

Making the Switch from Physical to Digital Wallet

In our increasingly digital world, the way we manage money is constantly evolving. The traditional physical wallet, once a staple for carrying cash and cards, is now being replaced by a much more modern and efficient solution: the digital wallet.   Digital wallets, also known as mobile wallets, allow users to securely store their debit and credit card details directly in their smart devices, making transactions effortless. Rather than rummaging through a bulky wallet or bag, you can simply tap your smartphone or smartwatch to complete purchases in seconds.   In this article, we’ll explain how digital wallets work and provide steps…

August 18, 2025Wallet Wins No Comments
Making the Switch from Physical to Digital Wallet

In our increasingly digital world, the way we manage money is constantly evolving. The traditional physical wallet, once a staple for carrying cash and cards, is now being replaced by a much more modern and efficient solution: the digital wallet.   Digital wallets, also known as mobile wallets, allow users to securely store their debit and credit card details directly in their smart devices, making transactions effortless. Rather than rummaging through a bulky wallet or bag, you can simply tap your smartphone or smartwatch to complete purchases in seconds.   In this article, we’ll explain how digital wallets work and provide steps…

How to Spot Government Impersonation Scams 

Scammers are always working on the next creative ploy to steal your personal information and hard-earned money. However, some scams have stood the test of time and continue to wreak havoc on the finances of unsuspecting victims. You may wonder how people continue to fall for these scams – the answer is a combination of fear and trust.   Fraudsters impersonating government agencies have higher credibility than traditional phishers or extended warranty schemes. Then, they add a touch of fear to the equation, and victims panic and start to comply with the scammers’ requests.   The best defense against any scam is…

August 8, 2025Security Center No Comments
How to Spot Government Impersonation Scams 

Scammers are always working on the next creative ploy to steal your personal information and hard-earned money. However, some scams have stood the test of time and continue to wreak havoc on the finances of unsuspecting victims. You may wonder how people continue to fall for these scams – the answer is a combination of fear and trust.   Fraudsters impersonating government agencies have higher credibility than traditional phishers or extended warranty schemes. Then, they add a touch of fear to the equation, and victims panic and start to comply with the scammers’ requests.   The best defense against any scam is…

One Minute Reads: Are Auto Loan Rates Going Down?

It’s a question a lot of people are asking right now, and the honest answer is: no one can say for sure.  Auto loan rates change with the market and economic conditions, which means they can go up, down, or stay the same depending on a wide range of factors. But here’s something you can control: where you get your auto loan.  At PEFCU, we offer competitive rates on new auto loans and refinancing options—so whether you’re buying a vehicle or looking to lower your current monthly payment, we’ve got you covered.  Refinancing your current auto loan from another lender…

August 5, 2025One Minute Reads, Wallet Wins No Comments
One Minute Reads: Are Auto Loan Rates Going Down?

It’s a question a lot of people are asking right now, and the honest answer is: no one can say for sure.  Auto loan rates change with the market and economic conditions, which means they can go up, down, or stay the same depending on a wide range of factors. But here’s something you can control: where you get your auto loan.  At PEFCU, we offer competitive rates on new auto loans and refinancing options—so whether you’re buying a vehicle or looking to lower your current monthly payment, we’ve got you covered.  Refinancing your current auto loan from another lender…

Turning Your Side Hustle into a Small Business

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation.    If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

July 25, 2025Future Planning No Comments
Turning Your Side Hustle into a Small Business

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation.    If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

Back-to-School Shopping: Smart Parents, Happy Wallets

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.   However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.  Make a Comprehensive List  Today, most schools provide a list of all the supplies students are encouraged…

July 25, 2025Wallet Wins No Comments
Back-to-School Shopping: Smart Parents, Happy Wallets

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.   However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.  Make a Comprehensive List  Today, most schools provide a list of all the supplies students are encouraged…