Smart Ways to Use Your Tax Refund   

It’s that time of year again. While some people are biting their nails over how much they’ll have to pay, others are eagerly anticipating their refunds from Uncle Sam. Below are a few smart ways you can put your tax refund to work for you.  Make a Down Payment on a New Car  If you’ve been thinking of trading up or buying a new car outright, your tax refund can help you bolster your down payment, so you pay less for the vehicle over time. The larger your down payment is, the more you save on interest.  Use It to…

April 1, 2022Wallet Wins No Comments
Smart Ways to Use Your Tax Refund   

It’s that time of year again. While some people are biting their nails over how much they’ll have to pay, others are eagerly anticipating their refunds from Uncle Sam. Below are a few smart ways you can put your tax refund to work for you.  Make a Down Payment on a New Car  If you’ve been thinking of trading up or buying a new car outright, your tax refund can help you bolster your down payment, so you pay less for the vehicle over time. The larger your down payment is, the more you save on interest.  Use It to…

Spring Cleaning Your Finances

Spring cleaning your home is probably not new to you. You declutter the garage, clean windows, wipe down baseboards, clear out your basement, and more. But, what about your finances? It pays to spend some time spring cleaning your finances too. Below are seven ways to get your finances in order.  1. Organize Your Financial Records One of the first things to do when you organize your finances is to gather together all your information in one place. Certain things you’ll want to consider in this financial inventory include:  Financial accounts  Credit reports  Monthly statements  Debit and credit card details  HSA…

March 14, 2022Security Center, Wallet Wins 2 Comments
Spring Cleaning Your Finances

Spring cleaning your home is probably not new to you. You declutter the garage, clean windows, wipe down baseboards, clear out your basement, and more. But, what about your finances? It pays to spend some time spring cleaning your finances too. Below are seven ways to get your finances in order.  1. Organize Your Financial Records One of the first things to do when you organize your finances is to gather together all your information in one place. Certain things you’ll want to consider in this financial inventory include:  Financial accounts  Credit reports  Monthly statements  Debit and credit card details  HSA…

Women’s History in the Credit Union Movement 

In celebration of Women’s History Month, we want to bring to light one of the women behind the credit union movement. Louise McCarren Herring played a huge role in founding credit unions and organizations that supported credit unions. Early pioneers of the movement included people of all backgrounds and ages, and Herring was one of the youngest to get involved.  Louise McCarren Herring, now referred to as the “Mother of Credit Unions,” was just 23 years old when she started her activist work for the not-for-profit cooperative movement. Seeing how debt affected people’s lives, she worked tirelessly to set up…

March 7, 2022We Are PEFCU 1 Comment
Women’s History in the Credit Union Movement 

In celebration of Women’s History Month, we want to bring to light one of the women behind the credit union movement. Louise McCarren Herring played a huge role in founding credit unions and organizations that supported credit unions. Early pioneers of the movement included people of all backgrounds and ages, and Herring was one of the youngest to get involved.  Louise McCarren Herring, now referred to as the “Mother of Credit Unions,” was just 23 years old when she started her activist work for the not-for-profit cooperative movement. Seeing how debt affected people’s lives, she worked tirelessly to set up…

Black History Month: Inspiring Leaders

In celebration of Black History Month, we decided to highlight one of PEFCU’s inspiring African American leaders to share their perspective on what working for a diverse and inclusive credit union really means to them. This year, we’re featuring Jheniffer Alphonse, Assistant Branch Manager in Pembroke Pines! Jheniffer has been working with PEFCU members for over 15 years. She began her career as a Teller, and has been promoted to numerous positions within the branch. She is now the Assistant Branch Manager at one of our largest branches.  She is also a single mother of four with “kids” ranging from…

February 28, 2022We Are PEFCU No Comments
Black History Month: Inspiring Leaders

In celebration of Black History Month, we decided to highlight one of PEFCU’s inspiring African American leaders to share their perspective on what working for a diverse and inclusive credit union really means to them. This year, we’re featuring Jheniffer Alphonse, Assistant Branch Manager in Pembroke Pines! Jheniffer has been working with PEFCU members for over 15 years. She began her career as a Teller, and has been promoted to numerous positions within the branch. She is now the Assistant Branch Manager at one of our largest branches.  She is also a single mother of four with “kids” ranging from…

8 Ways to Fight Rising Prices on Groceries

If you’re like most Americans, you’ve probably noticed your grocery bills climb to crazy heights during the coronavirus pandemic. Over the past twelve months, all of the six major grocery store food group prices increased, according to the November 2021 Consumer Price Index (CPI) from the U.S. Bureau of Labor Statistics (BLS).  Prices for meats, poultry, fish, and eggs rose 12.8 percent in 2021, with beef prices jumping the most with a 20.9 percent increase. Dairy product prices rose 1.6 percent. Other prices rose too, ranging from a 4.0 percent increase on fruits and vegetables to 5.7 percent for other…

February 14, 2022Wallet Wins 1 Comment
8 Ways to Fight Rising Prices on Groceries

If you’re like most Americans, you’ve probably noticed your grocery bills climb to crazy heights during the coronavirus pandemic. Over the past twelve months, all of the six major grocery store food group prices increased, according to the November 2021 Consumer Price Index (CPI) from the U.S. Bureau of Labor Statistics (BLS).  Prices for meats, poultry, fish, and eggs rose 12.8 percent in 2021, with beef prices jumping the most with a 20.9 percent increase. Dairy product prices rose 1.6 percent. Other prices rose too, ranging from a 4.0 percent increase on fruits and vegetables to 5.7 percent for other…

3 Inexpensive Valentine’s Day Date Ideas 

You can have a fun and romantic Valentine’s Day AND stay within your budget this Valentine’s Day. Here are three great, inexpensive date ideas that you can do with your loved ones.  Cook or bake something together. Even if you make a grand feast at home, it will still probably fit the budget more than if you were to go out. And you’ll probably have leftovers! Head out to the grocery store and pick up some delicious ingredients to make a romantic meal together. Not so great at cooking? Meal delivery boxes are making it easier than ever to make…

February 6, 2022Wallet Wins No Comments
3 Inexpensive Valentine’s Day Date Ideas 

You can have a fun and romantic Valentine’s Day AND stay within your budget this Valentine’s Day. Here are three great, inexpensive date ideas that you can do with your loved ones.  Cook or bake something together. Even if you make a grand feast at home, it will still probably fit the budget more than if you were to go out. And you’ll probably have leftovers! Head out to the grocery store and pick up some delicious ingredients to make a romantic meal together. Not so great at cooking? Meal delivery boxes are making it easier than ever to make…

9 Ways to Celebrate Random Acts of Kindness Day

9 Ways to Celebrate Random Acts of Kindness Day  American author and cartoonist, Scott Adams, says, “Remember, there is no such thing as a small act of kindness. Every act creates a ripple with no logical end.”  February 17 is National Random Acts of Kindness Day and we put together a list of 9 ways you can celebrate and spread kindness.  Leave quarters at the laundromat  Pay for the person behind you in the drive-through  Do a sibling’s chore without them asking  Leave a generous tip at a restaurant  Hold the door for someone  Donate to charity  Give someone a…

February 6, 2022We Are PEFCU No Comments
9 Ways to Celebrate Random Acts of Kindness Day

9 Ways to Celebrate Random Acts of Kindness Day  American author and cartoonist, Scott Adams, says, “Remember, there is no such thing as a small act of kindness. Every act creates a ripple with no logical end.”  February 17 is National Random Acts of Kindness Day and we put together a list of 9 ways you can celebrate and spread kindness.  Leave quarters at the laundromat  Pay for the person behind you in the drive-through  Do a sibling’s chore without them asking  Leave a generous tip at a restaurant  Hold the door for someone  Donate to charity  Give someone a…

2x Scorecard©Rewards: February – March, 2022

Looking for a fun, safe, and budget-friendly spring break trip? We have got you covered!   Here are three ideas to get you started on planning your locally inspired spring break vacation.   Be a local tourist. Stay in town and visit museums, restaurants, parks, or streets you’ve never been to before. Check out your local tourism office for ideas and see if they have any walking or bus tours that you can take. If your budget allows, it can also be fun to check into a local hotel or guesthouse for a change of scenery.  Travel regionally. Sometimes the fun may…

February 6, 2022PEFCU Perks, Wallet Wins 2 Comments
2x Scorecard©Rewards: February – March, 2022

Looking for a fun, safe, and budget-friendly spring break trip? We have got you covered!   Here are three ideas to get you started on planning your locally inspired spring break vacation.   Be a local tourist. Stay in town and visit museums, restaurants, parks, or streets you’ve never been to before. Check out your local tourism office for ideas and see if they have any walking or bus tours that you can take. If your budget allows, it can also be fun to check into a local hotel or guesthouse for a change of scenery.  Travel regionally. Sometimes the fun may…

How To: Break Up With Your Bank

If you’re breaking up with your big bank this Valentine’s Day (or any other day), here is a step-by-step guide to switching banks. We’ll help you take inventory of all your finances so that you can transfer everything over to your new PEFCU account! Get ready for the start of a beautiful relationship.  1. Open your PEFCU account. As a Publix Associate, you and your immediate family members are eligible for credit union membership. When you open a PEFCU account, you’ll first open a savings account, which makes you a member of the credit union. From there, you can choose…

February 5, 2022Wallet Wins, We Are PEFCU 2 Comments
How To: Break Up With Your Bank

If you’re breaking up with your big bank this Valentine’s Day (or any other day), here is a step-by-step guide to switching banks. We’ll help you take inventory of all your finances so that you can transfer everything over to your new PEFCU account! Get ready for the start of a beautiful relationship.  1. Open your PEFCU account. As a Publix Associate, you and your immediate family members are eligible for credit union membership. When you open a PEFCU account, you’ll first open a savings account, which makes you a member of the credit union. From there, you can choose…

Black History Month: Innovations That Changed The World

February is Black History Month, and it’s a time that we can celebrate how Black American contributions are woven into the fabric of everyday American life. In particular, as a Publix associate, you may encounter some of these innovations in ways you may not realize as you go about your daily routine. Let’s start with when your alarm goes off. It’s a beautiful day to bleed green! Time to iron that uniform to a crisp. By the way, did you know nineteenth-century dressmaker Sarah Boone helped with the evolution of the modern ironing board? In 1892, Boone would become one of the…

February 5, 2022We Are PEFCU 2 Comments
Black History Month: Innovations That Changed The World

February is Black History Month, and it’s a time that we can celebrate how Black American contributions are woven into the fabric of everyday American life. In particular, as a Publix associate, you may encounter some of these innovations in ways you may not realize as you go about your daily routine. Let’s start with when your alarm goes off. It’s a beautiful day to bleed green! Time to iron that uniform to a crisp. By the way, did you know nineteenth-century dressmaker Sarah Boone helped with the evolution of the modern ironing board? In 1892, Boone would become one of the…