Author: Lily Richards

Most people don’t think of their car as a financial investment. It’s a means of transportation and part of your daily life. However, without proper maintenance and care, your vehicle could derail your finances with unexpected repair costs and more.   Most brand-new cars purchased today come with extensive warranties, and often include the first few years of maintenance. But what if you have a pre-owned or hand-me-down car that is an older model? Keeping your vehicle properly maintained is crucial to ensure your finances continue to run smoothly.  Here’s a guide that outlines standard vehicle performance checks. You can use…

Buying a home is a significant milestone, whether it’s your first time or you’re moving for a growing family. The journey is exciting but can also be exhausting and overwhelming at times. In an ideal world, your perfect home would be waiting for you at the perfect price. Unfortunately, reality often presents a more complex picture.  Finding the right home demands patience, energy, and compromise. Along the way, you may encounter obstacles that can take an emotional toll, making it easy to become discouraged or make hasty decisions that lead to financial missteps.  To navigate this journey successfully, it’s crucial…

Generation X, defined as the cohort born between 1965 and 1980, is often the forgotten generation. Boomers, Millennials, and Gen Z may dominate the headlines, but Gen X is reaching a pivotal point in their lives. Becoming middle-aged often means balancing a multitude of responsibilities, including raising children, preparing for their college years, planning for retirement, and possibly caring for elderly parents. That’s a lot to juggle financially and emotionally.   As the oldest members of Gen X turn 59, retirement may already be a reality. For others, their golden years are just over the horizon. This reality leads many to…