Author: Lily Richards

Imagine logging into your account to make your monthly credit card bill, and you come face-to-face with a slew of charges you did not make or authorize. Unfortunately, fraud happens. Despite top-of-the-line security on your accounts and the best identity practices, criminals still find a way.   Your first reaction to fraudulent credit card charges might be panic, fear, or anger. While emotional reactions are natural, it’s time to act logically and work toward solving the problem. Knowing the proper steps to take in the aftermath of credit card fraud can minimize damage and prevent future incidents.     Understanding Credit Card…

Many technological advancements are designed to simplify your life, providing an added layer of convenience to your everyday tasks. However, with new technology also comes the threat of exploitation by scammers. Unfortunately, this trend has stepped into the world of QR codes – stripping away protections once enjoyed by consumers.   QR codes are commonly used to share information quickly and easily with a simple snap of your phone’s camera. As businesses increasingly rely on this tool to communicate with their customers, criminals are stepping in to abuse these scenarios for their own gain.   In this article, we’ll highlight common QR…

With the advent of payment apps like CashApp, Venmo, and Zelle, sending and receiving money is now quicker and easier than ever. Whether splitting a dinner bill, sending a friend money for concert tickets, or handling your portion of rent and utilities, peer-to-peer payment apps provide convenient payment with just a few taps.   However, with convenience sometimes comes risk. A new scam is making the rounds targeting users of these peer-to-peer payment apps. This scam involves sending “accidental” payments to unsuspecting users. It may seem harmless at first glance, and you may even think, “What’s so bad about someone accidentally…

It’s unfortunate, but you must give it to them – scammers are creative. Just when you thought you’d seen every ploy in the book, a new wave of scams emerges that are hard to resist. Why? Because they threaten legal action right away.  Fraudsters are impersonating the courts, and their messages are very convincing. On top of that, it’s your curiosity and fear that drives you to follow their instructions. The best way to beat scammers and avoid their games is to understand how their schemes operate.     Understanding Court Scams   There are two common court scams making the rounds.…