How to Send Money with Zelle® Safely

Zelle® is a fast, private, and easy way to send and receive money with people you trust, like your sibling, friend, babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money.   Only send money to those you know and trust  Money moves fast with Zelle®, directly from checking account to checking account in minutes,* so it’s important you know and trust the people you’re sending…

September 29, 2025Security Center No Comments

Zelle® is a fast, private, and easy way to send and receive money with people you trust, like your sibling, friend, babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money.   Only send money to those you know and trust  Money moves fast with Zelle®, directly from checking account to checking account in minutes,* so it’s important you know and trust the people you’re sending…

Travel Prep Like A Pro

As a frequent international traveler and professional planner of many grand adventures for clients, here are some tips I’ve learned that can help you prep like a pro for your next trip!  Start Planning 12-18 Months in Advance  The journey to your dream trip starts now! Decide on a destination, dates, and an overall budget. Cruises go on sale around two years in advance, while flights and hotels open up for booking around the 12-month mark.  Open a Travel Savings Account  Always know what’s in your vacation fund and add to it over time. Set up automatic transfers from your…

September 17, 2025Wallet Wins No Comments

As a frequent international traveler and professional planner of many grand adventures for clients, here are some tips I’ve learned that can help you prep like a pro for your next trip!  Start Planning 12-18 Months in Advance  The journey to your dream trip starts now! Decide on a destination, dates, and an overall budget. Cruises go on sale around two years in advance, while flights and hotels open up for booking around the 12-month mark.  Open a Travel Savings Account  Always know what’s in your vacation fund and add to it over time. Set up automatic transfers from your…

Before You Move Out, Do the Math

Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence.   While this transition is exciting and empowering, it can also be more expensive than you may anticipate. Living independently stretches your dollars far beyond the price tag of monthly rent. There are many costs to consider, including utilities, food, and insurance, to name just a few.   If you’re currently living at home, now is the perfect time to begin planning. In…

September 1, 2025Future Planning, Wallet Wins No Comments

Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence.   While this transition is exciting and empowering, it can also be more expensive than you may anticipate. Living independently stretches your dollars far beyond the price tag of monthly rent. There are many costs to consider, including utilities, food, and insurance, to name just a few.   If you’re currently living at home, now is the perfect time to begin planning. In…

A Trusted Partner for Publix Associates

A Trusted Partner for Publix Associates  We’re honored to be featured in Forbes and Fortune for our commitment to serving Publix associates and their families. This recognition reflects what has guided us since our founding in 1957: a belief that “people helping people” should be more than a motto—it should be our mission.  At Publix Employees Federal Credit Union (PEFCU), that mission shines through in every relationship we build, every solution we design, and every community we support. From tailored financial products to a culture of care, PEFCU is proud to stand alongside Publix associates and their families, helping them…

August 27, 2025We Are PEFCU 1 Comment

A Trusted Partner for Publix Associates  We’re honored to be featured in Forbes and Fortune for our commitment to serving Publix associates and their families. This recognition reflects what has guided us since our founding in 1957: a belief that “people helping people” should be more than a motto—it should be our mission.  At Publix Employees Federal Credit Union (PEFCU), that mission shines through in every relationship we build, every solution we design, and every community we support. From tailored financial products to a culture of care, PEFCU is proud to stand alongside Publix associates and their families, helping them…

Protecting Yourself from Cryptocurrency Scams

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity.  Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams.  In…

August 25, 2025Security Center No Comments

While cryptocurrency has been around for quite some time, what it is and how it is used as a currency remains a mystery in the minds of so many. However, as more governments around the world eye its potential or seek to regulate its usage, cryptocurrency continues to rise in popularity.  Unfortunately, anytime there is something new, especially in the financial world, it will attract bad actors. There are many features of crypto that make it the ideal currency for fraudsters. But as more people flock to the currency as an investment, it’s becoming the foundation for new scams.  In…

Turning Your Side Hustle into a Small Business

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation.    If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

July 25, 2025Future Planning No Comments

Turning a side hustle into a full-fledged small business is an exciting journey that combines passion, purpose, and a bit of risk. Whether you’re selling handmade products, offering freelance services, or building a brand around your skills, making the leap from part-time project to full-time venture takes planning and preparation.    If you’ve been considering turning your side hustle into something more, we’re here to walk you through the essential steps to launching your small business. We’ll help you understand which parts of starting a business are essential, share some smart tips, and help you find the credit union products that…

Back-to-School Shopping: Smart Parents, Happy Wallets

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.   However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.  Make a Comprehensive List  Today, most schools provide a list of all the supplies students are encouraged…

July 25, 2025Wallet Wins No Comments

With the new school year right around the corner, feelings can be mixed. While teenagers dread the thought of waking up before noon, most parents crave the structure and routine of the school day.   However, there’s much to do before school bells ring and buses fill the streets. By now, you’re probably already receiving school supply lists and noticing most of your kids’ clothes no longer fit. Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.  Make a Comprehensive List  Today, most schools provide a list of all the supplies students are encouraged…

Paws and Purpose: PEFCU Associate Honored for Community Service

At PEFCU, our associates are more than just dedicated professionals serving our members’ financial needs—they’re also passionate individuals who make a difference in their communities. One shining example is Emily Driskell, a Member Contact Center Representative, who was recently honored with PEFCU’s  Service to Community Award for her outstanding volunteer work and compassionate spirit.   Emily’s commitment to giving back started early. Her first job was at a retirement home, where she found herself returning on her days off to call Bingo, assist with events, and simply spend time with the residents. Growing up without living grandparents, Emily found deep personal…

May 9, 2025Community Engagement 2 Comments

At PEFCU, our associates are more than just dedicated professionals serving our members’ financial needs—they’re also passionate individuals who make a difference in their communities. One shining example is Emily Driskell, a Member Contact Center Representative, who was recently honored with PEFCU’s  Service to Community Award for her outstanding volunteer work and compassionate spirit.   Emily’s commitment to giving back started early. Her first job was at a retirement home, where she found herself returning on her days off to call Bingo, assist with events, and simply spend time with the residents. Growing up without living grandparents, Emily found deep personal…

Debunking 7 Common Credit Card Myths

Credit cards are one of the most popular ways to pay for just about everything, thanks to their convenience and flexibility. But that convenience can come at a cost. Without a clear understanding of how credit cards work, it’s easy to fall into habits that lead to overspending, high-interest charges, and long-term debt.  The key to using credit cards responsibly – and making them work for you – is knowing the facts. Plenty of myths and misunderstandings exist about credit cards, how they affect your credit score, and what certain actions really mean for your finances. In this article, we’re…

May 1, 2025Borrowing Basics No Comments

Credit cards are one of the most popular ways to pay for just about everything, thanks to their convenience and flexibility. But that convenience can come at a cost. Without a clear understanding of how credit cards work, it’s easy to fall into habits that lead to overspending, high-interest charges, and long-term debt.  The key to using credit cards responsibly – and making them work for you – is knowing the facts. Plenty of myths and misunderstandings exist about credit cards, how they affect your credit score, and what certain actions really mean for your finances. In this article, we’re…

One-Minute Reads: Don’t Get Caught in a Hurricane Scam

After a hurricane, scammers are quick to take advantage of people who are stressed, distracted, or in need of help. Stay alert and protect yourself from these common hurricane-related scams:  Fake FEMA or Utility Calls Scammers may pose as government agencies or utility companies, asking for personal information or payment. Remember: FEMA will never ask for money to apply for assistance. Bogus Contractors If someone offers quick repairs for cash or shows up without credentials, be wary. Only work with licensed, insured contractors—ideally those recommended by someone you trust. Phony Charities Scammers often pose as disaster relief charities. Before you…

April 25, 2025One Minute Reads, Security Center No Comments

After a hurricane, scammers are quick to take advantage of people who are stressed, distracted, or in need of help. Stay alert and protect yourself from these common hurricane-related scams:  Fake FEMA or Utility Calls Scammers may pose as government agencies or utility companies, asking for personal information or payment. Remember: FEMA will never ask for money to apply for assistance. Bogus Contractors If someone offers quick repairs for cash or shows up without credentials, be wary. Only work with licensed, insured contractors—ideally those recommended by someone you trust. Phony Charities Scammers often pose as disaster relief charities. Before you…