April 25, 2025One-Minute Reads: Don’t Get Caught in a Hurricane Scam

After a hurricane, scammers are quick to take advantage of people who are stressed, distracted, or in need of help. Stay alert and protect yourself from these common hurricane-related scams: 

1. Fake FEMA or Utility Calls
   Scammers may pose as government agencies or utility companies, asking for personal information or payment. Remember: FEMA will never ask for money to apply for assistance.
2. Bogus Contractors
   If someone offers quick repairs for cash or shows up without credentials, be wary. Only work with licensed, insured contractors—ideally those recommended by someone you trust.
3. Phony Charities
   Scammers often pose as disaster relief charities. Before you donate, research the organization on a trusted site like CharityNavigator.org.
4. Insurance Impersonators
   If someone contacts you claiming to be your insurance agent, call your insurance company directly to verify. Don’t share policy numbers or personal info over unsolicited calls or emails.

Stay safe. Stay smart.
When in doubt, slow down, do your research, and never feel pressured to act right away. Scammers rely on urgency—your best defense is caution.