October 8, 2024One Minute Read: Are Credit Union Credit Cards Better?

When deciding between a credit card from a credit union or from a big bank, it’s essential to look at the key differences. Credit unions are not-for-profit, meaning they typically offer lower interest rates and fewer fees. Many credit union credit cards come with better terms for balance transfers, rewards, and customer service tailored to their members. 

Additionally, credit unions prioritize community and member well-being, so you’re more likely to experience personalized service. The PEFCU Visa® Credit Card offers 9.90% APR*, and you get one point per dollar on purchases. You can redeem points for merchandise, travel, gift cards, and more! Click here to learn more. 

In short, credit union credit cards can be a great choice if you’re looking for lower costs and personalized service. It’s all about what fits best with your financial goals! 

*Approval based on creditworthiness.